• maplesaga@lemmy.world
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    2 days ago

    Mortgages used to be 7 years, and car loans were unheard of on the gold standard. Cheap debt changed all this, and we chalked up the economic growth as a positive thing.

    Now we act aghast when high debt loads exist.

    • kalpol@lemmy.ca
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      2 days ago

      There’s a balance to be struck. Interest rates used to be 15 or more percent, that’s no good. Free or almost free debt is also no good.

      • MinnesotaGoddam@lemmy.world
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        2 days ago

        Yeah, if we can stick the prime rate somewhere in the middle, we’d be happy. Also, if we can raise the top tax rate on individuals and more importantly corporations, that will incentivize them to spend their profits rather than hoard them.

        I didn’t do a dissertation on this or anything, don’t ask me anything I will lose my mind it’s already been a month